Loan Calculator
Estimate the monthly payment, total interest and total cost of a personal loan. Enter the amount you want to borrow, the interest rate (APR) and the term in years.
How this loan calculator works
We use the standard amortisation formula to compute a fixed monthly payment that fully pays off the loan over the chosen term.
The interest rate you enter is treated as a nominal annual rate (APR). We divide it by 12 to get the monthly rate.
Total interest is the sum of all monthly payments minus the original loan amount.
Frequently asked questions
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