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Credit Card & Debt Payoff Calculator

Enter your current balance, APR and monthly payment to see how long it will take to clear and how much interest you'll pay along the way.

£
%
£
Time to pay off
3y 10m
Total interest
£3,497.96
Total paid
£11,497.96
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How this debt payoff calculator works

Each month, interest is added to the balance based on the APR.

Your payment is then subtracted from the new balance.

If your payment is less than the monthly interest, the debt will never be paid off — the calculator will flag this.

Frequently asked questions

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