UK pay 2025/26

£20.50 an hour is how much a year?

£20.50 an hour on a 37.5-hour week over 52 weeks is £39,975 a year gross — £32,301.60 after tax, or £2,691.80 a month.

England · standard tax code · no student loan or pension
Gross / year
£39,975
Take-home / year
£32,301.60
Take-home / month
£2,691.80
Take-home / week
£621.18
Income Tax
£5,481.00
National Insurance
£2,192.40
Effective rate
19.2%
Net per hour
£16.56
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£20.50 an hour by contracted hours

Hours per weekGross / yrTake-home / yrTake-home / mo
16 hrs/week (part-time)£17,056£15,799.92£1,316.66
20 hrs/week£21,320£18,870.00£1,572.50
30 hrs/week£31,980£26,545.20£2,212.10
37.5 hrs/week (full-time)£39,975£32,301.60£2,691.80
40 hrs/week£42,640£34,220.40£2,851.70
45 hrs/week£47,970£38,058.00£3,171.50
UK Salary Calculator · 2025/26
£
%
See full breakdown
You take home england 30
£32,301.60/ year
£2,691.80 / month · £621.18 / week · £124.24 / day · £16.56 / hour
Income Tax
£5,481.00
National Insurance
£2,192.40
Pension
£0.00
Effective rate
19.2%
Marginal rate
28%

Is £20.50 an hour a good wage in the UK?

The National Living Wage for over-21s is £12.21 an hour in 2025/26, and the UK median full-time hourly rate is roughly £18. At £20.50 an hour you earn £39,975 a year before tax, which puts every extra hour worth £14.76 in your pocket at your current marginal rate of 28%.

Overtime, holiday and unpaid weeks

If you are paid only for weeks worked (agency, zero-hours or term-time), multiply by the weeks you actually work rather than 52. On 46 paid weeks, £20.50 an hour is £35,363 gross a year.

See the equivalent salary after tax page or browse all UK salaries after tax.

Nearby hourly rates

See every hourly rate →
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