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Retirement Pension Calculator

Estimate how big your pension pot will be at retirement and how much sustainable monthly income it could produce.

£
£
%
Pot at retirement
£691,737.39
Monthly income (4% rule)
£2,305.79
Years saving
35
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How this retirement calculator works

Your current pot grows at the chosen annual rate, compounded monthly, until your retirement age.

Monthly contributions are added throughout the saving period.

Sustainable income is estimated using the 4% safe withdrawal rate — divided by 12 for a monthly figure.

Frequently asked questions

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